Accounting, Tax & Fractional CFO Services in West Branch, MI

Quick answer: Heartwood CPA is a licensed CPA firm in West Branch, Michigan. We prepare individual and business tax returns, keep small-business books and payroll current, and act as a part-time CFO for growing companies across Ogemaw, Roscommon, Iosco and Gladwin counties. Book a free 15-minute consultation at (989) 965-0138.

Reviewed by Jake Sheltrown, CPA · Updated October 2026

Our core services

Most clients combine two, such as bookkeeping with tax preparation, so one CPA sees the whole picture.

Tax Preparation

Federal and Michigan income tax returns for individuals, families, the self-employed and small businesses, prepared and reviewed by a licensed CPA and backed by year-round help if the IRS ever writes.

Best for: W-2 earners, retirees, landlords, 1099 contractors, LLCs and S corps. See tax preparation options →

Bookkeeping & Payroll

Monthly QuickBooks Online bookkeeping, bank and credit card reconciliations, monthly financial statements, and payroll for 1–25 employees with federal and Michigan filings. We also clean up books that have fallen behind.

Best for: Small businesses that want clean, current books and payroll off their plate. See bookkeeping packages →

Fractional CFO

A part-time CFO for your business: cash flow forecasts, budgets, KPI tracking, lender projections and a regular planning meeting with your CPA, for a monthly fee instead of a full-time salary.

Best for: Growing businesses that have outgrown bookkeeping alone. See how fractional CFO works →

Not sure which service you need?

  • "I need my personal or business taxes filed." Start with Tax Preparation.
  • "My books are behind or my QuickBooks is a mess." Start with Bookkeeping cleanup.
  • "I want payroll off my plate." Start with Bookkeeping & Payroll.
  • "I need to know if I can afford to hire, borrow or expand." Start with Fractional CFO.
  • "I got a letter from the IRS or Michigan Treasury." Call us at (989) 965-0138. We'll read it and tell you what to do next.

More ways we help

Personal financial planning

  • The Foundation Blueprint: A one-time deep dive for early-career professionals, newlyweds and do-it-yourself investors: net worth and cash flow analysis, a debt payoff plan, your emergency fund number and a goal-setting session.
  • Growth & Management: Ongoing planning for families and those approaching retirement: everything in the Foundation Blueprint, plus retirement projections, withdrawal sequencing, Social Security timing and twice-a-year reviews.

Digital Vault Storage

Secure, organized digital storage for the documents that matter.

  • Secure Essentials: IDs, seven years of tax records and insurance policies in one place.
  • Estate Safeguard: Wills, trusts, powers of attorney and healthcare directives, with a guided setup and an emergency contact who can get access if needed.
  • Business Continuity Vault: Governing documents, board minutes and financial records for businesses, churches, nonprofits and local governments.

Business startup and nonprofit services

  • Startup Business Package: Entity choice, registrations, QuickBooks setup and a first-year budget.
  • Nonprofit setup and fund accounting: Getting a new nonprofit organized and its books set up correctly.
  • Nonprofit compliance reporting: Ongoing reporting so your organization stays in good standing.

Industries we serve

Construction and the trades, real estate and rentals, healthcare and medical practices, food and hospitality, agriculture and forestry, and personal services businesses across northern Michigan.

Why Heartwood CPA

  • Licensed Michigan CPA: Every return and report is reviewed by Jake Sheltrown, CPA.
  • 5-star reviews on Google: Rated by local families and business owners.
  • Year-round help: Answers in July, not just April.
  • Secure client portal: Upload documents and sign online.

What clients say

"Jake has been doing my tax returns for the past few years. He has also helped us with our monthly budget to help us meet our financial goals. He does a great job answering our questions and has a quick turnaround!" — Bart

Frequently asked questions

What services does Heartwood CPA offer?

Individual and business tax preparation, monthly bookkeeping and QuickBooks cleanup, payroll, fractional CFO services, personal financial planning, digital document storage, and business startup and nonprofit services.

Where is Heartwood CPA located?

We're based in West Branch, Michigan, in Ogemaw County. We serve clients in person across Ogemaw, Roscommon, Iosco and Gladwin counties, including Rose City, St. Helen, Hale, Roscommon and Gladwin, and work remotely with clients anywhere in Michigan.

Is the first consultation free?

Yes. Your first 15-minute consultation is free. Call (989) 965-0138 or email accounting@heartwoodcpa.com.

Do you work with individuals or only businesses?

Both. Many clients use us for their business and their personal return, so one CPA sees the whole picture.

Talk with a CPA this week. Call (989) 965-0138 or email accounting@heartwoodcpa.com to book your free 15-minute consultation.